Nation’s largest independent program;
more than 80,000 educators insured!
Multiple plans to protect virtually any educator:
- W-2 employed educators, independent contractors, private practitioners and student teachers.
- Educators in pre-school through post-secondary settings, plus those active in adult / continuing / alternative education programs.
- Educators in public and private institutions.
- Instruction or services provided online or in-person
Rates as low as $108 per year* for $1 million in liability protection for W-2 employed educators. Private practice/independent contractor rates start at $203 per year. Discounted rates available for students.
Plans administered by Forrest T. Jones & Company, a leader in insurance protection for educators with more than 60 years experience.
* Rates vary from $108 to $116 based on state of residence and association membership. Non-membership rates begin at $133.
A state-mandated $20 fee is added to the rates for Pennsylvania residents only.
** Job protection benefits pertain to plans for employed educators only.
About Forrest T. Jones & Company
Forrest T. Jones & Company (FTJ) is an insurance agency and administrator that has specialized in providing insurance protection for educators since its inception in 1953.
Over that time, FTJ has provided life, health, accident and professional liability insurance coverage to more than 1 million educators and their family members nationwide.
FTJ has been a pioneer in offering professional liability insurance to educators, first providing this coverage in 1974. Today, more than 100,000 educators count on FTJ for their professional liability insurance, making ours the largest non-union professional liability program in the nation.
FTJ offers professional liability insurance through three entities:
Trust for Insuring Educators (TIE) – the nation’s largest education consortium, TIE comprises more than 60 national professional associations and more than 1 million educator members. TIE is the legal entity for offering premium life, health, accident, home & auto, and professional liability insurance plans on an exclusive basis to members of associations that participate in the Trust.
Association of Public and Private Educators – a legal entity formed to provide professional liability insurance and other product types to members of more than a dozen education associations not affiliated with TIE.
Educators Liability Insurance Purchasing Group – a purchasing group formed in the state of Missouri offering professional liability insurance to educators nationwide without the requirement of association membership.
Professional liability insurance products available through these organizations include: Educators Professional Liability Plan (for W-2 employed educators); Private Practice Professional Liability Plan; Student Educator Professional Liability Plan; Retired Educator Professional Liability Plan; as well as in-dues professional liability coverage to members of more than a dozen state and national education associations.
Insurance plans are underwritten by Century Surety Company, Savers Property & Casualty Insurance Company and Star Insurance Company, which are subsidiaries of Meadowbrook Insurance Group.