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You can count on your Member Insurance Program for insurance plans and related services of exceptional value. We work with the industry's leading carriers to create plans specially designed for association members.

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Your Plans and Services

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Professional Liability Insurance

> Professional and General Liability Plan

For private practitioners and independent contractors: Without adequate liability insurance, a lawsuit can be devastating for your business and for you personally. This ACSM-endorsed plan combines professional and general liability coverage in one package to protect self-employed or employed fitness / personal training instructors and wellness coaches with up to $2 million per claim/$4 million in annual aggregate.

> Educators Professional Liability Plan

For school employees: Safeguard your career and personal assets from a costly work-related lawsuit with insurance dedicated solely for your protection. Our plan pays all defense costs in addition to the liability limit you choose, and it features job protection benefits if you’re subject to an administrative action.

Life Insurance

> 10-Year-Level Group Term Life Insurance

This New York Life coverage combines the utility of term life insurance with rates guaranteed to remain the same for the first 10 years. Up to $1 million in coverage is available for members and their spouses at group rates specially designed for TIE association members.

> 20-Year-Level Group Term Life Insurance

Lock in rates that remain the same for two full decades! The 20-Year-Level Group life insurance policy through New York Life Insurance Company helps protect your family longer – for even greater peace of mind. Up to $1 million in coverage is available for members and their spouses at exclusive group rates for TIE association members.

> Group Term Life Insurance

Help protect your family’s future with our most basic term life coverage from New York Life. Members and their spouses can request up to $1,000,000 of insurance, and spouses qualify at the member’s rate, regardless of age. Coverage for dependent children also available.

> Group Accidental Death & Dismemberment Insurance

How would your family cope if you suffered a disabling injury or were in a fatal accident? This coverage pays up to $300,000 in benefits in addition to any other life, health or disability insurance you may own, and it features double benefits for school-related or common-carrier travel accidents.

Auto & Home Insurance

> Auto & Home Insurance

Farmers Insurance Choice is an easy way to compare and shop for discounted insurance coverage from a variety of top carriers. Through the platform, members can obtain a quote with several carriers for insurance for both auto and home, as well as renters, motorcycle, boat, RV and more.

> LegalShield & IDShield

Have you considered what would happen if you need legal counsel? Or what it would cost you to restore your identity if it were compromised? Worry no more. As an association member member, you can save up to 35% off regular monthly rates for LegalShield legal services and IDShield for identity protection.

Disability Insurance

> Group Disability Income Protection Insurance

Get replacement income up to $5,000/month in case you can't work due to a disabling illness or injury. Choose a benefit amount, waiting period, and benefit duration to fit your needs with benefits paid directly to you.

Health Insurance

> Accident Insurance Plan

An Accident Insurance Plan from Aflac pays you cash if you're injured in a covered accident. Use the money for co-pays and deductibles or expenses that a traditional health insurance plan may not cover. Coverage available for your spouse and dependent children.

> Critical Illness Plan

Aflac’s critical illness plan pays you a lump sum cash benefit when you are diagnosed with a covered illness, including heart attack, sudden cardiac arrest, stroke, kidney failure, and more. Coverage also available for your spouse and dependent children.

> Individual & Group Health Insurance

Compare health insurance plans from leading insurers side-by-side, and purchase and enroll in coverage online through eHealth, a leading private health insurance exchange. eHealth features educational resources and licensed agents to help consumers select coverage.

> Educators Dental Plan

This simple, economical plan pays up to $1,250 per person per year to a participating dentist of your choice after an annual deductible ($50 Individual, $150 Family) and applicable co-payments. Preventive care is covered immediately at up to 100% with no waiting period. Basic Restorative care is also covered with no waiting period. Major Restorative procedures are covered after a six-month waiting period.

> Educators Vision Plan

Help lower your and your family’s out-of-pocket costs on eye exams, glasses, lenses and more with MetLife Vision Insurance. With affordable co-payments and nationwide access to discounts, you’ll be seeing your way to clear savings in no time.

> International Travel / Medical Insurance

Don’t put your health at risk when traveling outside the U.S. Our plans cover foreign health care costs that standard medical plans or Medicare don’t. Choose from more than a dozen plans for every type of travel – individual or group, short-stay vacations to foreign study / cultural exchange programs.

> Long Term Care Insurance

Your association membership comes with complimentary access to LTCRplus, a new program to deliver a more personal and customized approach to long-term care services. LTCRplus provides powerful tools and advice to help you find the best and most cost-effective care for you or a family member.

> Medicare Supplement Insurance

Retirees can view rates and benefits for multiple plans offered by leading insurers, then enroll for coverage online through eHealth, a leading private health insurance exchange. eHealth features educational resources and licensed agents to help consumers select coverage.

The ACSM Member Insurance Program Features:

Lloyd's of London New York Life Insurance Company IMG LegalShield Metropolitan Life Insurance Company eHealth Long Term Care Resources Inc.
For Customer Service

Call: 866-820-5183
Monday thru Friday, except holidays
6:30 a.m. to 6:30 p.m. CST

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The ACSM Member Insurance Program is administered by Forrest T. Jones & Company

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More Than a Million Members Insured

Since our founding in 1953, Forrest T. Jones & Company has provided insurance protection for well over 1 million association members. And that number is growing every day.

FTJ also provides exclusive access to the nation's second-largest professional liability program for educators, with more than 100,000 members currently insured.

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