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Where Benefits
Meet Real Life

 

  • Helping employers build health plans that work

  • Extra protection that employees can appreciate

Employees want meaningful benefits that help protect their health, finances, and future. At the same time, employers are looking for ways to manage costs, simplify administration, and stay competitive in attracting and retaining great people.

Helping employers build
health plans

Group Health Insurance

As a broker for all the leading health insurance carriers, FTJ Benefits Advantage can help you compare and select a plan that meets both your coverage and cost objectives.

three people under an umbrella

Supplemental Benefits

Give your employees a well-rounded benefits program with disability, dental and other plans on an employer-paid or voluntary basis — or a mix both.

Benefits Advantage offers multiple health plan options, each dedicated to providing superior health care for your employees and their families.

How We Can Help

We start by listening.

For new clients, we learn about the features, benefits, and cost objectives that matter most. For existing clients, we keep the conversation going throughout the year.

We make comparisons easier.

We summarize alternatives in plain language, including plan design, networks, cost-sharing, pharmacy benefits, wellness programs, EAP options, and funding mechanisms such as HSAs.

We review the market.

Once your objectives are clear, we develop specifications and evaluate available options across the market.
 

We support enrollment and beyond.

After a plan is selected, FTJ manages required paperwork, supports employee communication, and stays involved as a liaison for claims, billing, denials, and related concerns.

Additional Benefits
we offer

As an independent, non-profit health plan, FTJ Benefits Advantage is a fully transparent solution to the challenge of rising health care costs.

Medicare Services

Our Senior Insurance division can help you find the right solutions for Medicare insurance and long-term care insurance, as well as options for dental, vision, hearing and life insurance.

Healthy heart

401k / 403b / 457 Plans

Whether advising on a current plan or creating a new, our investment team can optimize this important retirement benefit and carry the message to your employees.

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Financial Planning

Whether you’re an employer, an individual working toward retirement, or a senior with insurance and financial needs, FTJ has full-service teams ready to help you reach your unique goals.
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Third Party Administrator/ASO Provider

FTJ provides effective administration services designed to help benefits programs run smoothly.

Why FTJ Benefits Advantage?

  • Benefits expertise under one roof
  • Decades of industry experience
  • Personalized service and support
  • Solutions built around people
  • A partner committed to simplifying benefits

Is FTJ Benefits Advantage right for your business?

When you're ready to learn more about how we can help you control costs and improve the health of your employees, we'd love to talk with you.